Huntington, New York

Your home shouldn't be a question mark.

For over two decades, Interstate Home Loan Center has guided families through every twist of the mortgage process — from first-time buyers to refinancing veterans. Let us turn your housing goals into a signed deed.

Start Your Application Explore Services
20+
Years Serving
500+
Families Assisted
A+
Client Satisfaction
A modern home exterior in Huntington, New York
Giovanni Robayo
Giovanni Robayo
Loan Consultant

"I don't just process loans — I build the roadmap to your front door."

What We Offer

Mortgage solutions tailored to your chapter.

Whether you're stepping onto the ladder for the first time or rewriting the terms of your current loan, we bring clarity to every number on the page.

Purchase Loans

First-time buyer or seasoned investor — we structure purchase financing that fits your budget and timeline, from conventional to FHA and VA programs.

Learn more

Refinance

Lower your rate, shorten your term, or pull out equity — refinance is a strategic move, and we make sure the math works in your favor.

Learn more

Jumbo & Specialty

Non-conforming loans require specialized knowledge. We navigate jumbo, construction, and portfolio lending so you can secure the property you envision.

Learn more

Pre-Approval

In a competitive market, a solid pre-approval is your strongest offer. We turn your financial picture into a credible, fast-acting commitment letter.

Learn more

Rate Consultation

Rates shift daily, and timing matters. We monitor the market so you can lock in when it counts — and understand exactly what every basis point costs you.

Learn more

Credit Guidance

Your credit profile shapes your loan terms. We help you understand where you stand and what steps can improve your positioning before you apply.

Learn more
Professional office setting in Huntington
About Us

A local office with a national commitment to your success.

Interstate Home Loan Center, Inc. was founded on a simple belief: that navigating a mortgage should feel like working with someone who genuinely has your back — not a faceless institution.

Led by Giovanni Robayo, our Huntington office has built a reputation for transparent communication, thorough preparation, and treating every application as if it were our own family's home. We've helped hundreds of Long Island families write the next chapter of their story.

From the moment you call to the day you receive your keys, we handle the paperwork, the questions, and the complications — so you can focus on what matters.

100%
Commitment to Every Client
Fast
Turnaround on Pre-Approvals
How It Works

From call to closing — a clear path.

We've streamlined the mortgage journey into four straightforward steps, removing the confusion so you can move forward with confidence.

01

Consultation

Share your goals and financial picture in a no-pressure conversation. We'll outline which loan programs fit your situation.

02

Pre-Approval

We gather the documents and run the numbers to produce a solid pre-approval — your ticket to making competitive offers.

03

Processing

Once your offer is accepted, we manage appraisal, underwriting, and every requirement between you and clear title.

04

Closing

You review, sign, and receive your keys. We're there to answer final questions and make sure you walk through that door feeling certain.

Client Stories

The trust we've earned speaks for itself.

"We were overwhelmed by the whole process — terms we didn't understand, numbers we couldn't predict. Giovanni sat us down, explained everything in plain language, and got us into a home we thought was out of reach."

Client
First-Time Buyer
Huntington, NY

"Refinancing felt like a risk until we met with Interstate. They showed us the real numbers — how much we'd save, when we'd break even — and the process was smoother than we ever expected."

Client
Refinance Client
Commack, NY

"As a veteran, I needed someone who understood VA loans inside and out. Giovanni made the whole experience respectful and straightforward — exactly what I was hoping for."

Client
VA Loan Client
Bay Shore, NY

Ready to Move Forward?

Your next chapter starts with a conversation.

Call us today or stop by our Huntington office. There's no obligation — just an honest assessment of where you stand and what's possible.

(631) 393-6018 Send a Message
Get in Touch

Let's talk about your goals.

Whether you have a specific question or just want to understand your options, we're here. Reach out by phone, email, or visit us at our Huntington office.

Office

40 Marcus Dr

Huntington, NY 11747-4200

Send Us a Message

We'll get back to you within one business day.

Message Sent

Thank you for reaching out. We'll be in touch within one business day.

Is this your business?This is my business